Dear Reader,

Many Americans rely heavily on credit and bank loans for their day-to-day spending: to finance that dream car, home, family vacation, or simply to sustain the lifestyle they want. Of course there are many other reasons why people use credit, but here's where the first problem lies:

What happens when credit no longer exists and your only option is to rely solely on cash? Would you have enough to sustain the lifestyle you currently have? If one day, you missed a credit card payment, your credit score plummets, you face a divorce, a job loss, a sudden death, an increase in your mortgage rate, economic hardship, or other life extremities out of your control. You've come to a point where you've maxed out all of your credit cards, exhausted your retirement accounts, savings, borrowed from friends and family...and finally found yourself at a dead end; the debt continues to pile, you have no answers, no emergency funds, no strategic plan to recover. You're depressed, overwhelmed with stress, frustrated at yourself and what got you there in the first place.

Well, in order to find a solution to any problem, you must determine the root cause of the problem. So what got you there in the first place? Quite frankly, it is failure to plan; to correctly manage your money from the start, which many people do not understand the criticality and the importance of this until they've reached a financial crisis and the damages have been done. It is not only just control spending, but maintaining a budget that is real, automated, and most importantly, one that works for you. Not taking any action NOW to come up with a strategic plan to prevent or challenge the unexpected, is putting your life, your family, and your future on the line. Believe me, I've been there myself and had to learn the hard way.

Many clients I work with are CPAs, big-shot financial specialists; those who work with budgets as a profession. Even still, these are the very same people who find themselves tangled up in their own numbers, tricking themselves into believing their budget works, yet questioning at the end of each month, "what happened to all of my money?". Whether you are a financial planner, a business owner, a corporate professional or what have you, money management and budgeting DOES NOT have to be complex or time-consuming. By attending this live event, you will discover quick & easy budgeting strategies and there are so much more to learn!

It really is true that the average American cannot afford the average American lifestyle; without a budget too many people end up back in debt and facing yet another financial crisis. Don't put yourself in this ordeal ever.

I am very excited to be able to offer this special event (Money Management Secrets) Live to the public for the first time and help people get back on the right track to financial recovery, growth, and stability. It is absolutely critical that you get this information and I hope you'll consider joining me for this 1-day workshop. Please share it with your friends and family.

- Todd Rooker (Financial Crisis Recovery Specialist)